Stash Debit FOUNDERS’ Promotion Terms & Conditions

FOUNDERS’ Card Eligibility

If you transfer $100 or more into your taxable brokerage account advised by Stash Investments LLC for the purposes of being saved as your initial deposit into a Stash Debit account (any such funds, “Pre-Launch Funds”), you will become eligible to (1) receive the Stash Debit FOUNDERS’ card and (2) qualify for the FOUNDERS’ card cash bonus promotion. Pre-Launch funds are subject to the terms and conditions you previously agreed to in order to reserve a spot on the Stash Debit Reservation List.

Only 25,000 FOUNDERS’ cards will be issued. Individuals will be added to a waitlist to receive the FOUNDERS’ card in the order in time in which they satisfy the $100 or more Pre-Launch Funds balance. If an individual’s Pre-Launch Fund balance decreases below $100 as a result of the subsequent withdrawal of funds prior to the opening of a Stash Debit account, the individual will lose his or her position on the waitlist. Any individual who (1) satisfies and maintains the $100 transfer requirement and (2) has a position in the top 25,000 individuals on the FOUNDERS’ waitlist in each case at the time a Stash Debit account is available to be opened is referred to herein as a “Top 25k Founder”.

A Top 25k Founder will be notified upon availability of a Stash Debit account including if such account would come with a FOUNDERS’ card. To receive a FOUNDERS’ card with a Stash Debit account, the Top 25k Founder must apply to open the account, including by executing Green Dot Bank’s deposit account agreement and any other account documentation required for account opening, within 7 calendar days of receiving the offer to open such account. If the account documentation is not completed and executed within 7 calendar days of receiving the offer, the individual will no longer be guaranteed that a FOUNDERS’ card will accompany such individual's account (if such account is approved by Green Dot to be opened).

Following the end of the 7th calendar day, individuals who have satisfied and maintain the $100 balance requirement but who are not a Top 25k Founder (a “25k+ Individual”) may be notified of the availability of a Stash Debit account, including if such account would come with a FOUNDERS’ card, and may have the opportunity to open such account. Availability to such 25k+ Individuals will be made at such times and in the manner determined by Stash in its sole discretion. To receive a FOUNDERS’ card with a Stash Debit account, when the Stash Debit account is available to a 25k+ Individual to be opened, the 25k+ Individual must apply to open the account, including by executing Green Dot Bank’s deposit account agreement and any other account documentation required for account opening. Accounts with FOUNDERS’ cards will be available to Top25k Founders and 25k+ Individuals only until all 25,000 FOUNDERS’ cards have been issued.

There is no guarantee that you will be approved to open a Stash Debit account at Green Dot Bank. Account opening is subject to Green Dot Bank’s customer approval procedures.Stash banking services will be provided by Green Dot Bank, Member FDIC. Stash Cash Management LLC has entered into a business relationship with Green Dot Bank in order for the banking services to be made available to clients of Stash Cash Management LLC and its affiliates. Stash Cash Management LLC is not a bank or depository institution licensed in any jurisdictions. Pre-Launch Funds are held in your taxable brokerage account advised by Stash Investments LLC, and are not FDIC insured, not bank guaranteed and may lose value. Stash Investments LLC is an SEC-registered investment adviser. Investment products and services are provided by Stash Investments LLC. Investment products and services are not provided by Green Dot Bank.

FOUNDERS’ Card Cash Bonus

Subject to the terms and conditions stated herein, a holder of FOUNDERS’ card will earn a one-time cash bonus based on qualifying debit card purchases made using the FOUNDERS’ card. Following account opening, there are no additional necessary applications, signatures or instructions to follow order to enroll in this promotion. A FOUNDERS’ cardholder’s Stash Debit account at Green Dot Bank must be in good standing in order to be eligible to make qualifying debit card purchases and receive a cash bonus. Green Dot Bank reserves the right to determine in their sole or joint discretion whether an account is in good standing.

A FOUNDERS’ cardholder will earn a cash bonus equal to 5% of qualifying debit card purchases on up to $500 in such purchases made prior to or on February 28, 2019.

We reserve the right to determine in our sole discretion whether a particular transaction is a qualifying debit card purchase. Any returns, credits, chargebacks or similar rescinded transactions earn “negative” cash back at the same rate earned by the original transaction. The “negative” transaction will be deducted from the total cash bonus earned, as applicable, and the balance will used to calculate the total amount of bonus funds due at the end of the promotional period. Transactions must post within 10 days after the end of the promotional period in order to be a qualifying debit card purchase.

You will not earn any bonus funds if you do not make any qualifying debit card purchases during the promotional period.

Maximum Bonus Funds: Bonus funds will only be earned on qualifying debit card purchases up to $500 in aggregate purchases during the promotional period. Accordingly, you may not earn more than $25 in bonus funds through this promotion.

Payment of Bonus Amount: Any bonus funds earned will accumulate throughout the promotional period. Stash Cash Management LLC will credit the cash bonus amount to the client's Stash Debit account in a single lump sum within 30 days after the end of the client's promotional period. Your Stash Debit account must be open and in good standing at the time we initiate the credit. If the account is closed or not in good standing for any reason at such time, the bonus funds will be forfeited. We and/or Green Dot Bank reserve the right to determine in their sole or joint discretion whether an account is closed and/or in good standing. You will not be entitled to any compensation from Stash or Green Dot Bank or from any other source if your cash bonus is forfeited for any reason.

Non-FOUNDERS’ Cards: This bonus promotion is not available to clients who do not receive a Stash Debit account with a FOUNDERS’ card. Clients with a Stash Debit account without a Founders’ card will not receive any bonus funds from their purchases through this promotion.

Other Terms & Conditions: Stash is not responsible for incorrect entry or other failure on your part to meet standards for qualifying for the bonus. This promotion is not valid with any other offers and is non-transferrable. Offer available to U.S. Residents only. Stash reserves the right to terminate this offer at any time and to refuse or recover any promotion award if Stash determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms of the deposit account agreement and/or Stash’s Advisory Agreement have been violated. These terms are valid only for new individual Debit accounts with Green Dot Bank opened through Stash Cash Management LLC. You are responsible for determining any tax liability arising from your receipt of promotional funds. Consult your tax advisor concerning tax consequences. Green Dot Bank is not a sponsor of the cash bonus promotion described herein.